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Open nowPosted 181 days ago

资深产品经理-跨境支付

shoplazza/index6 open roles

Where
Shenzhen, Guangdong, Chinese Mainland
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Your applicationOpen now资深产品经理-跨境支付shoplazza/index · Shenzhen, Guangdong, Chinese Mainland
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Share of postings closed within
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  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 57.8%60 days
This job: posted 181 days ago

The posting

职位描述: 作为 Shoplazza 的跨境支付 PM,你将负责构建和优化支撑全球数万商家的支付基础设施。你将直接参与全球支付收单、换汇(FX)、资金结算及风控系统的规划。你的目标是通过接入全球多元化的支付方式,提升交易转化率,并确保每一笔跨境资金流转的安全、合规与透明。

核心职责 1. 全球支付渠道接入:负责对接国际主流支付网关(如 Stripe, PayPal, Adyen)及各国本地化支付(Local Payment Methods),拓宽平台全球覆盖能力。 2. 收单与清结算体系:设计并优化从消费者下单、商户收单、资金冻结、换汇到最终结算的完整产品链路,提升结算时效及对账准确性。 3. 支付转化优化:通过 A/B 测试、收银台链路优化、失败订单分析等手段,降低支付摩擦,提升支付成功率(Approval Rate)。 4. 风控与合规建设:协同风控团队,构建针对拒付(Chargeback)、欺诈交易的预警与处理机制;确保产品符合 PCI-DSS 等国际安全标准。 5. 跨部门协同:深度调研商户支付痛点,与技术团队配合完成 API 设计,并协助运营及市场团队进行支付产品推广。

1. 行业背景:5年以上互联网产品经验,其中至少 2 年深耕于跨境支付、三方收单、清结算或外汇交易领域。 2. 专业知识:熟悉跨境支付全链路,包括但不限于 Card Scheme (Visa/Mastercard) 规则、收单行/发卡行逻辑、以及各国的支付监管政策。 3. 技术理解力:能读懂 API 文档,理解 Webhook、签名加密等基础技术逻辑,能够与技术团队无障碍沟通复杂业务模型。 4. 英语能力:具备良好的英语听说读写能力,口语和听力需过关,需要与海外partner沟通与协作

加分项 1. 我们看重“AI提效习惯”,具备使用 ChatGPT/Claude 写 PRD、做产品调研,数据分析的习惯是加分项; 2. 拥有 SQL 或数据分析能力,能通过数据挖掘发现支付链路中的异常与增长点。

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