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Open nowPosted 68 days ago

信审主管(对公业务)

xiaopeng/index1,587 open roles

Where
Guangzhou, Guangdong, Chinese Mainland
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Your applicationOpen now信审主管(对公业务)xiaopeng/index · Guangzhou, Guangdong, Chinese Mainland
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The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market. xiaopeng/index postings stay open a median of 1 days.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 57.8%60 days
This job: posted 68 days ago

xiaopeng/index median: 1 days open

The posting

1. 负责对公融资项目的风险尽调,穿透核查企业及实控人的财务报表、经营流水、征信及法务涉诉情况,客观评估其实质性还款能力; 2. 独立出具风险审查报告,明确风险缓释及增信要求;权限内独立完成审批决策,超权限项目负责向大额委员会/管理委员会进行专业汇报; 3. 针对不合理的业务诉求能有效沟通,并提供具备商业可行性的融资方案优化建议; 4. 深度评估租赁物资产质量,严控标的物权属清晰度、估值合理性及二手市场快速变现能力; 5. 负责存量对公资产的动态监控,关注行业动向及企业经营异动,落实租后排查,实现早期风险信号的精准捕捉与拦截。

1. 学历及专业: 本科及以上学历,金融、经济、财务、会计、法律等相关专业优先,2.5年以内工作经验。 2. 工作经验:具有商业银行(对公信贷部)、融资租赁公司等金融机构的对公信审/风控实操经验。 3. 专业技能: - 具备扎实的财务分析能力,能熟练识别财务粉饰及报表交叉检验; - 熟悉人民银行征信系统、企查查/天眼查等大数据风控工具的应用; - 熟悉融资租赁业务逻辑(直租/售后回租)、相关法律法规及合同法。 4. 对特定行业(如:新能源汽车/机器人/evtol等)有一定认知,了解相关租赁物的残值及二手处置逻辑。 5. 具备较强的文字表达及报告撰写能力;原则性强,抗压能力出色;具备良好的跨部门沟通与谈判能力。 【加分项】 1. 拥有CPA(注册会计师)、CFA、FRM或通过国家统一法律职业资格考试者优先。 2. 具有四大会计师事务所审计经验,后转入金融风控行业者优先。

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