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Open nowPosted 311 days ago

金融产品经理

zeron/social119 open roles

Where
Taicang, Jiangsu, Chinese Mainland
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Your applicationOpen now金融产品经理zeron/social · Taicang, Jiangsu, Chinese Mainland
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  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 57.8%60 days
This job: posted 311 days ago

The posting

1、产品规划与设计:负责进行系统性市场调研,包括行业趋势分析、竞品产品动态监测、客户需求挖掘。基于调研结果,制定经营性租赁及融资租赁产品发展规划,明确产品定位、目标客户群、功能设计及租金标准。确保金融产品具有市场竞争力且风险可控; 2、产品迭代与优化:建立产品全生命周期管理机制,通过渗透率变化、用户问题反馈、收集及分析,持续监控产品表现。针对产品问题及客户反馈的痛点,及时提出优化方案,包括流程简化、风控策略调整和定价优化等。季度输出产品分析报告,为决策层提供数据驱动的决策依据。同时,关注经营性租赁及融资租赁产品变化,学习、引入创新元素,保持产品领先性; 3、资方资源拓展:维护并拓展与资金机构的合作关系,包括三方租赁公司、银行等,确保产品资金渠道的稳定和多元化。针对不同资金方的风险偏好和资金成本,定制差异化合作方案,提高资金匹配效率; 4、风控与产品培训:确保经营性租赁产品符合我司风控要求,制定产品培训计划,为销售团队、经销商伙伴提供系统化产品培训。

1、本科及以上学历,金融 / 汽车 / 物流等相关专业,3-5 年新能源商用车、汽车金融或租赁领域经验,复合型背景优先 2、精通新能源重卡产业链与租赁监管政策,具备产品设计、财务建模(IRR / 现金流)与数据分析能力 3、经营性租赁侧重资产运营(残值评估、场景适配)与灵活方案设计,融资租赁侧重融资结构搭建、合规风控与金融机构协同; 4、需具备跨部门协作、客户对接与高频出差抗压能力; 5、积极沟通、执行力强,具备一定的商务谈判能力; 6、学习能力强,需有良好的自我驱动力,积极主动、有责任心,抗压能力强。

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