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Open nowPosted 7 hours ago

信贷产品经理 - 国际支付

ByteDance19,170 open roles

Where
Shanghai, Chinese Mainland
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Your applicationOpen now信贷产品经理 - 国际支付ByteDance · Shanghai, Chinese Mainland

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on ByteDance's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market. ByteDance postings stay open a median of 5 days.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.7%14 days
  5. 35.6%30 days
  6. 58.0%60 days
This job: posted 7 hours ago

ByteDance median: 5 days open

The posting

团队介绍：国际支付，立足于为字节跳动国际化业务提供专业的支付和金融服务，专注于全球支付产品线的质量和效率，确保为国际产品提供高度可靠和稳定的服务，建立国际支付产品和能力，同时在高效助力业务快速拓展的同时，打造行业领先的支付和金融产品能力。团队当前所提供的产品和服务，遍布全球多个国家和地区，团队拥有丰富的国际化产品研发经验；同时这里有全球超大规模的支付网络；覆盖多业务场景的海外钱包及金融产品解决方案；围绕分布式一致性、高并发、高可用、资金安全在内的核心技术能力攻坚；LLM等前沿AI技术在支付&金融服务中的探索、研发和应用。另外，我们在全球设立团队，团队同学背景多元，不同的思维方式，打造了一个多元、碰撞、融合、包容的工作环境。我们邀请你来此成长、专研，发掘无限的潜力，一起应对技术和业务以及跨国合作上的挑战，还有跨文化交流机会在等你！

1、规划产品能力，定义业务链路：负责BNPL、个人信贷、商户金融等信贷产品的核心能力规划与方案设计，覆盖C端（BNPL、信用贷、循环贷）与B端（商户贷、提前收款）典型场景，针对国际化市场设计本地化信贷产品，适配当地支付习惯、用户偏好与监管环境，推动用户体验与指标的持续提升； 2、驱动业务增长，把握风险平衡：与解决方案团队、增长团队及风控团队紧密协作，设计支持客户拉新、促活与留存的产品能力，构建可持续增长的用户经营闭环，在推动业务规模扩张的同时，建立合理的风险管控机制，在增长目标与风险边界之间找到最优平衡点； 3、推动跨区域与跨职能协同交付：与合规、业务、财务、资金等团队对接，确保产品符合目标市场的牌照规则与监管标准，维护业务合规健康运营，统筹协调业务、风控、运营、资金、财务、技术等多职能团队，推动产品能力按期高质量交付，支撑整体业务目标达成； 4、数据驱动决策，持续优化经营模型：深度运用数据分析方法，建立并监控指标与合规指标体系，科学验证产品假设，优化财务与经营模型，以量化依据驱动产品持续迭代与策略调整。

1、2027届获得本科及以上学历，专业不限；计算机、数学、物理等理工科背景优先考虑； 2、具备扎实的逻辑分析能力与结构化思维，能够将复杂问题系统拆解为可执行的子模块，并清晰呈现推导过程与决策依据； 3、出色的沟通表达与跨团队协调能力，能够主动推进与不同背景团队成员的协作，确保项目顺利落地； 4、对国际业务及消费金融、商户金融、场景金融领域有浓厚兴趣；具备强烈的主人翁精神，自驱力强，能在高速迭代、充满挑战的环境中持续学习成长； 5、中英文沟通能力流利，能够适应多语言、跨国工作环境。

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