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Open nowFirst seen 3 days ago

SUBGERENTE COMERCIAL DE MICROCRÉDITO Y CANALES DIGITALES

ETIKA98 open roles

Where
Santa Cruz de la Sierra, Bolivia
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Your applicationOpen nowSUBGERENTE COMERCIAL DE MICROCRÉDITO Y CANALES DIGITALESETIKA · Santa Cruz de la Sierra, Bolivia

  1. YouYes, apply to this one.

  2. CV RocketCV written for this posting.

  3. 25 readersRecruiter, hiring manager, skeptic. Round after round.

  4. CV RocketApplied on ETIKA's own form.

The reply lands in your private mailbox

3×more interviews than doing it yourself with ChatGPT.

The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 58.1%60 days
This job: first seen 3 days ago

The posting

Nuestro cliente, una reconocida empresa líder en su rubro, nos ha encomendado la búsqueda de un/a profesional de nivel gerencial para el cargo de:

SUBGERENTE COMERCIAL DE MICROCRÉDITO Y CANALES DIGITALES

(Sede Santa Cruz)

Objetivo del cargo

Impulsar el crecimiento rentable de la cartera de microcrédito, liderando la originación y colocación a nivel nacional con equipos comerciales de alto desempeño y con un uso intensivo de herramientas digitales, analítica de datos y automatización, para ganar velocidad, alcance y calidad en cada operación.

Principales desafíos

  • Liderar, desarrollar y motivar a un equipo comercial de más de 70 personas distribuidas en agencias y regionales.
  • Diseñar y ejecutar la estrategia de originación y colocación, incluyendo el desarrollo de nuevos negocios y canales.
  • Liderar la transformación digital del proceso crediticio: originación y onboarding digital, scoring, automatización, CRM y tableros de gestión en tiempo real.
  • Asegurar procesos ágiles de evaluación, verificación y cobranza, en coordinación con las áreas de soporte.
  • Proponer y liderar proyectos de mejora e innovación, tomando decisiones basadas en datos.

Requisitos:

  • Licenciatura en Administración de Empresas, Economía, Finanzas, Ingeniería Comercial, Ingeniería de Sistemas o carreras afines.
  • Posgrado en Microfinanzas, Banca, Gestión Financiera, Transformación Digital o áreas relacionadas (deseable).
  • Más de 5 años de experiencia en cargos de liderazgo comercial en microcrédito (jefatura de agencia, regional o subgerencia de negocios) en entidades financieras o retail financiero.
  • Sólida formación crediticia: dominio del proceso completo de crédito, desde la estructuración y evaluación hasta la verificación, aprobación y cobranza.
  • Manejo de tecnologías aplicadas al negocio de crédito: originación digital, modelos de scoring, CRM, core financiero, herramientas de BI (Power BI o similares) y canales digitales de pago (QR, billeteras, banca móvil). Se valorará exposición a analítica avanzada o inteligencia artificial.
  • Resultados comprobables en crecimiento de la colocación con control de mora y en mejora de productividad de fuerzas de venta.
  • Experiencia liderando equipos numerosos y multi-sede (agencias, regionales, zonas).
  • Perfil ejecutor y orientado a resultados, con capacidad para tomar decisiones, generar ideas y gestionar proyectos.
  • Sólido manejo de indicadores comerciales y de cartera.

Se contactará únicamente a las personas que cumplan con los requisitos para el cargo. Los avances del proceso se notificarán a través de su cuenta personal en el sistema de postulación.

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    The review screen in CV Rocket: how each CV was read, round by round.

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