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Open nowFirst seen 5 days ago

Credit Risk & Unit Economics Lead

T-mapp413 open roles

Where
Bogotá, Bogota, Colombia
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Your applicationOpen nowCredit Risk & Unit Economics LeadT-mapp · Bogotá, Bogota, Colombia

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The clock on this job

Early applications get read.

12.3% of postings close within 7 days. Measured by our own scanner across the market. T-mapp postings stay open a median of 1 days.

Share of postings closed within
  1. 2.1%1 day
  2. 4.5%3 days
  3. 12.3%7 days
  4. 19.3%14 days
  5. 35.6%30 days
  6. 58.1%60 days
This job: first seen 5 days ago

T-mapp median: 1 days open

The posting

Nuestro cliente es una fintech colombiana en etapa de alto crecimiento que está redefiniendo el acceso al crédito en América Latina.

Fundada por ex-Nubank y respaldada por fondos de venture capital locales e internacionales, la compañía utiliza AI, open banking y datos alternativos para ofrecer tarjetas de crédito a segmentos históricamente desatendidos pero financieramente viables.

Con más de 20.000 clientes activos, la compañía está afinando sus unit economics y entrando en etapa de escalamiento. Buscamos un/a perfil constructor/a, con fuerte capacidad analítica y criterio estratégico para impactar directamente el crecimiento del negocio.

Ubicación: Bogotá, Colombia presencial Reporta a: CEO Idiomas: Español nativo + Inglés bilingüe

¿Qué harás en esta posición?

Serás owner de la estrategia de riesgo y de los Unit Economics desde el día uno.

Tus responsabilidades incluirán:

  • Construir y mantener dashboards avanzados en SQL para analizar desempeño crediticio y rentabilidad.
  • Reconstruir y monitorear los Unit Economics del negocio.
  • Liderar análisis por cohortes para entender default, comportamiento, churn, uso y rentabilidad.
  • Trabajar de la mano con Data Science para diseñar, implementar y monitorear modelos predictivos (underwriting, line increase, fraude).
  • Interpretar los outputs de los modelos y traducirlos en decisiones de negocio.
  • Definir cortes de aprobación y estrategias de crecimiento con disciplina de riesgo.
  • Alinear decisiones con Finanzas asegurando impacto económico sólido.
  • Analizar temas críticos del negocio: funnel de marketing, tasas de aprobación, costos logísticos y métricas operativas.
  • Trabajar directamente con el CEO en decisiones estratégicas basadas en datos.

Es un rol altamente hands-on, con exposición directa a liderazgo e inversionistas.

¿Qué deberías tener previamente?

  • Mínimo 3 años de experiencia exclusiva en Credit Risk en consumo masivo (tarjetas de crédito, lending digital o crédito de libre inversión).
  • Experiencia en fintechs de crédito o bancos con fuerte vertical de consumo.
  • Dominio avanzado de SQL.
  • Experiencia trabajando con modelos de riesgo y equipos de Data Science.
  • Capacidad de reconstruir Unit Economics desde cero.
  • Inglés avanzado.
  • Disponibilidad para trabajar en Bogotá, 1 día HO por semana

Valoramos experiencia en ambientes de alto crecimiento y en roles donde hayas sido operador/a individual antes de construir equipo.

Competencias Deseadas

  • Pensamiento analítico profundo.
  • Capacidad de convertir datos en decisiones ejecutivas.
  • Criterio estratégico.
  • Comunicación clara y con autoridad.
  • Mentalidad emprendedora.
  • Comodidad trabajando sin equipo inicial.
  • Enfoque en ejecución y resultados.
  • Capacidad de equilibrar crecimiento y disciplina de riesgo.

¿Qué recibirás por parte de ellos?

  • Salario competitivo acorde al mercado.
  • Stock options
  • Contrato indefinido.
  • 17 días de vacaciones al año.
  • Semana del 24 al 31 de diciembre libre.
  • Horarios flexibles
  • Autonomía real y exposición directa al CEO.
  • Participación activa en una fintech en expansión con próxima ronda en proceso.

Envía tu CV y embárcate en este emocionante proceso que podría cambiarte la vida!

Un abrazo,

T-mapp Team



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